Even today, you have many financing options. Your  “Best Mortgage” isn’t determined simply by the lowest rate. It depends on your personal goals and needs. We take the time to understand your scenario then explain the pros and cons of each option you qualify for so you can make an educated decision about the mortgage that best fits your needs.

Purchasing Options:

  • 100% First Time Home Buyer
  • 3.5% Down FHA Financing
  • 203K Rehab Loan
  • 15% Down Payment Purchase with NO PMI
  • $0 Down VA Loans
  • 3.5% Down Multifamily
  • Second Home Purchase
  • Investment Properties
  • $0 Down USDA Loans

Refinancing options:

  • Lower Rate
  • Lower Payment
  • Lower Term
  • Jumbo Mortgage Rate Leader
  • FHA Streamline
  • USDA Streamline
  • Debt Consolidation

Of course no amount of research will qualify you to own a home. Your unique set of circumstances will determine your financing options. Just as no two people have the same scenario, no one can assume they will be approved. Unknown variables concerning erroneous information on your credit report, your income meeting guidelines for the home you wish to own, and your down payment being sufficient for your scenario do exist and can become problems if discovered too late.

Your best action is to speak with us as early in the process as possible. If issues are discovered early we will give you concrete actions to overcome them. This gives you confidence you will be successful by ensuring you are prepared and it shows you are in a strong negotiating position when they see you are ready, willing and able to complete the purchase of your own home.

Knowledge is power! Take the first step in owning your own home by filling in the form below or call 737-6655 for a free review of your scenario and get your options now!

Call to get started…

(401) 737-6655


Monday to Saturday:

9AM to 7PM

Closed Sunday